Schlyer & Associates, PC Aggressive Trial Lawyers

Schlyer & Associates, Aggressive Trial Lawyers, is a personal injury & Affordable Bankruptcy law firm located in Merrillville, Indiana. We are Trial Attorneys in Indiana and Illinois. We represent injured clients in Lake and Porter County, Indiana & in Illinois.

If you were hurt or injured in crash, accident or collision or if you were hurt in a truck, motorcycle, plane, bicycle or boat, we can represent you. If you had a slip & fall, hurt at work (workers compensation), injured at a casino, a victim of medical malpractice or need to file a wrongful death law suit, call us today.

If you are having financial problems, we can help you file an Affordable Bankruptcy if you live in Lake & Porter County. We will help you file Chapter 7 or 13 Bankruptcy. Start your Affordable Bankruptcy with only $100. Call for our Affordable Bankruptcy filing fees. We are a Debt Relief Agency.

Injured? Don't settle for less.

Schlyer & Associates - Aggressive Trial Lawyers in Northwest Indiana

phone (219)757-0225 fax (219)757-0231
200 West 80th Place Merrillville, IN 46410

Monday-Friday: 8:30 am - 5:00 pm

Saturday-Sunday: closed

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Stop Debt Collectors - Start Your Spring By Cleaing Your Financial House With An Affordable Bankruptcy

posted by Schlyerlaw on Apr 8th, 2014 at 10:02 am

Receiving calls from debt collectors?  If you’re trying to get creditors to stop calling, you may want to change your phone number instead of immediately filing for bankruptcy. When filing bankruptcy, timing is everything. Waiting just a few weeks could be the difference of having recently transferred property seized or having extra debt tacked on to your bills.

Here are five situations where it’s better to wait before filing an Affordable Bankruptcy with the law firm of Schlyer & Associates.

1. If you’re going to have more debt soon. When you file bankruptcy, all of your debts leading up to that point are exonerated. But if you know you are going to have an expense in the near future, like a surgery planned months in advance, wait to file until after the surgery is over. If you file before, you will still have to pay the costs of the surgery.

2. If your income just dropped. When you originally file for Chapter 7 bankruptcy, the court will look to your income over the past six months to see if you have the means to pay off your debts. If you were recently laid off but your previous income was high, you may only be eligible for Chapter 13 bankruptcy, which still requires you pay off some portion of the debt. If you wait to show that your income has significantly decreased, you will be able to qualify for Chapter 7.

3. If you have an unspent tax refund. Wait to file until after you spend your tax refund because once you file, it will become part of your bankruptcy estate and will be used to pay off creditors. But when you use it, make sure you spend your refund on necessities like a mortgage payment, utilities, food, clothing, medical care, car payments or education. If you spend it on anything else, it will affect your case.

4. If you’ve bought luxury goods within 90 days of filing. If you spend $550 on luxury items within 90 days of filing for bankruptcy, the court will question if you ever intended on paying the debt back. Once you file for bankruptcy, your debt could be denied discharge because of bad faith and you will still have to pay back the debt during bankruptcy.

5. If you’re trying to get rid of student loans. Since the Bankruptcy Consumer and Protection Act passed in 2005, student loans are no longer forgiven in bankruptcy. But more graduates than ever – 13.4 percent – are defaulting on their loans just three years after starting to pay them off, according to the most recent Department of Education Statistics available. If your loans go into collection, stay calm. Don’t panic and file Chapter 7 bankruptcy because it simply won’t help.

This article was originally published on Manilla.com.

Start Spring 2014 with the resolution to become debt free by filing an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post OfficeCafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting with an Affordable Bankruptcy lawyer.

 

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Indiana Lawyers

 

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Spring Car Tips From Your Aggressive Trial Lawyers

posted by Schlyerlaw on Apr 7th, 2014 at 10:56 am

It is now spring time in Northwest Indiana (we hope the rain eases off), a good time for aspring cleaning of your vehicle and a great time to ensure your vehicle is safe for the upcoming summer driving season.  The attorneys and staff at the Merrillville, Indiana law firm of Schlyer & Associates have a few things for you to consider doing this spring to your vehicle.

If you are mechanically inclined, with the right tools and know how, we have prepared a simple list of items you should do to make sure your vehicle is in good working order this year.  If you are not very mechanically inclined, and if you do not have the right tools or know how, please schedule an appointment with your mechanic or dealership for a spring check-up of your vehicle.

Schlyer & Associates have listed a few helpful ideas you (or your mechanic) should check and / or do to your vehicle.

Batteries: Test and replace old or weak batteries, especially those more than three years old. Winter can be very hard on vehicle batteries.  It can be cheaper than a tow and replacement on the road.

Tires, wheels: Cold weather can reduce tire pressure, so make sure all tires, including the spare, are properly inflated and balanced, and wheels are properly aligned. Inflate tires to their recommended pressure - check the inside of your vehicle door to find out what the proper air pressure should be. Under-inflated tires can reduce fuel economy by up to 3.3 percent (very important when gas is $4.00 a gallon) can  cause premature tire failure and are a safety hazard.

Belts and hoses: Inspect and replace worn or cracked belts, as well as hoses that are blistered, brittle or too soft. Belts and hoses older than five years, even if they look intact, might need to be replaced.

Brakes: A spring checkup can uncover any winter damage. Inspect the brake system, including lines, hoses, and parking brake. Inspect brake fluid for proper level. Low brake fluid can be an indication of excessive brake wear or fluid leak. Have the brake linings/pads inspected and measured.

Suspension: Deep potholes aren't friendly to shocks and struts. An inspection to determine wear or leaks can alleviate bigger issues down the road.
Inspect the antifreeze/coolant level, making sure the coolant used meets the specifications listed in the vehicle owner's manual.\

Oil Change: Check oil level regularly and change the oil every three months or 3000 miles, whichever comes first, for top performance and longer engine life.

Check the transmission fluid for correct level. Check the owner's manual for the right type of transmission fluid to use and the proper interval for service and replacement. Watch for leaks that can cause your transmission to fail.

Inspect power steering fluid for proper levels. Low power steering fluid can cause damage to the power steering system and lead to premature power steering failure.

Inspect windshield wiper blades for wear and cracks, ideally each spring and fall. GM recommends replacement of blades that look worn. Also inspect and replace the rear wiper blade, if equipped. Don't forget to check the windshield washer fluid.

Inspect and replace the engine air filter and the cabin air filter: Replace as necessary.

Inspect steering components and steering linkage: Replace as necessary.

Apply a protectant: Any vinyl surface including the dashboard, seats and the steering wheel are susceptible to cracking, sun damage and fading — be sure to apply a protectant at the beginning of the season and touch-up regularly.

Interior clean-up:  Vacuum, vacuum, vacuum! Be sure to throw away any unwanted garbage that has hibernated under your seats over the winter. And now is the time to store your winter vehicle mats in the garage.

Wash your vehicle: Most important, right?   A clean vehicle runs better, right? Not necessarily, but it does make the vehicle look better.  Just like a good maintenance program prolongs the life and performance of your vehicle, all vehicles regardless of the finish (clear coat, acrylic, enamel, etc.) require regular washing throughout the year. To preserve your vehicle’s shine and protect the surface, wax your vehicle once it has dried completely

Clean the underbody: Do not forget the underside of your vehicle.   In addition to washing the exterior, be sure to spray the underbody and underneath the rear and front bumpers to rinse away any salt build-up which can lead to erosion and rusting. Use a high-pressure sprayer or garden hose for best results.

The attorneys and staff at the law firm of Schlyer & Associates hope you are safe when you are traveling.  Many times, simple maintenance can help you either avoid a crash or from getting stuck on the side of the road.

Call Schlyer & Associates if you are injured or need to file bankruptcy: If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file an Affordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in communities of Hammond, East Chicago, Gary, Munster, Whiting,Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.

Call us today at (219) 757-0225 to schedule your free consultation and to show us your well maintained, clean car.  Remember, no fee unless successful.

 

Posted by Schlyer & Associates - Aggressive Trial Lawyers

 

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Snowy Roads Returning Later Today

posted by Schlyerlaw on Feb 4th, 2014 at 9:59 am

WARNING -  you may encoutner snowy roads later today and tomorrow.

What should you do if your vehicle encounters ice?

  1. If you feel your car starting to slide on ice,  take your foot off the gas pedal. Do not give your car more gas, it can make matters worse.
  2. DO NOT slam on the brakes. It could cause your car to slide more and make matters worse.  You could tap the brake pedal lightly.
  3. If you feel your car starting to skid, turn the wheel in the direction of the skid.This should help to steer your car back on the right track.
  4. As always, leave plenty of space between your car and the other cars on the road. Be sure to stay well behind the car in front of you - never tailgate

Where will you find Black Ice?

Black ice is usually found on roads that run around bodies of water(such as lake and rivers), in tunnels and in shady or rural areas. Be sure to take caution on bridges and overpasses.

Always - WEAR YOUR SEATBELT. Winter driving is always unpredictable so be prepared for the unexpected and keep yourself and your loved ones safe.

If you or a loved one is injured in a car crash, please feel free to call the Northwest Indiana law firm of Schlyer & Associates, the Aggressive Trial Lawyers.  We are conveniently located across the street from the Merrillville Post Office.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents,casino accidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, casino injuries, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

If you need a personal injury attorney or need to file a personal Affordable Bankruptcy, we are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of CosmetologyTed's Imported Foodsand Cosmo Prof (a distributor of beauty products to licensed professionals).

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Indiana Lawyers
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Drive Safely On New Years Eve & New Years Day

posted by Schlyerlaw on Dec 31st, 2013 at 8:55 am

With snow arriving New Years Eve, please drive carefully and defensively.   However, if you find yourself in need a personal injury attorney or need to file a personal Affordable Bankruptcy, we are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of CosmetologyTed's Imported Foodsand Cosmo Prof (a distributor of beauty products to licensed professionals).

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Indiana Lawyers

 

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Wishes For A Happy & Safe 2014

posted by Schlyerlaw on Dec 30th, 2013 at 11:14 am

The Attorneys and Staff at Schlyer & Associates, the Aggressive Trial Lawyers wish you and your family a safe and happy 2014.

If you ever find yourself in the need of a lawyer, please call Schlyer & Associates first.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents,casino accidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, casino injuries, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

If you need a personal injury attorney or need to file a personal Affordable Bankruptcy, we are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of CosmetologyTed's Imported Foodsand Cosmo Prof (a distributor of beauty products to licensed professionals).

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Indiana Lawyers

 

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